Which Causes Can Be Applicable For Long-term Disability Benefits?

Disability Benefits

Physical health conditions or illnesses can have a significant mental impact. One of the most common health conditions that many people have encountered is a disability. Sadly, many people do not think about disabilities until they face the problem.

However, you must contact a lawyer if you face disability and need legal help in applying for claims and benefits. Apart from legal assistance, you should be aware of the medical conditions that qualify for LTD, as it could help you better understand the claims process for disability benefits. Some medical states and causes will allow one to apply for long-term disability benefits that you should be familiar with.

Common causes for a long-term disability claim:

1. Cancer

Cancer is one of the most common causes of health conditions behind several long-term disability claims. Cancer can take multiple forms, out of which most states can be fatal. Some cancer forms can lead to disability and cause significant pain, deformity, and discomfort.

Some people might think that cancer cannot drive one into disability. However, the treatment for curing cancer can likely disable one from working further. These treatments range from radiation therapy to chemotherapy and surgery.

2. Arthritis

Arthritis has taken a significant portion of disability claims. For instance, almost 35 percent of the total claims of disability were made for arthritis. Arthritis is more than just a minor pain and discomfort. Arthritis is known for making bodily movements difficult or impossible. People who are not fully disabled have often claimed that arthritis significantly impacts their ability to work.

3. Depression

Mental health and depression have been the most coined in the last decade. Several professionals have started learning more about mental health, chemical imbalances, and other problems with depression.

Even when a person is physically fine, they can encounter difficulties completing their work as expected. Clinical depression can be severely disabling in general. Similar mental health issues can range from post-traumatic stress disorder(PTSD) and bipolar disorder.

4. Diabetes

Diabetes is a severe health condition that is often neglected until its severity is at its peak. Type 1 and type 2 diabetes can likely lead to a series of health issues and medications. Some people might think that type one diabetes is associated with obesity. However, type one diabetes cannot be prevented and has nothing to do with obesity. Similarly, type 2 can sometimes connect a person to obesity and can lead them to health issues like joint pain.